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"I couldn't survive without Rate Alert!" -- Hary M. from St Louis, MO(1/14/2010)"I recently switched from a more expensive rate alert service. Your new site is awesome! I now have the confidence to know when to lock my loans via text, e-mail or online and so much more, all at much better price. And the new MBS Tracker rocks! I love the trend lines and the levels of support. Outstanding!" -- Ray Blindauer, CA(10/5/2009)"Today was my first day using Rate Alert and it has already paid off! I was floating a $175,000 deal from last evening. The market opened strong and the recommendation was to float until 1:00pm. At 12:34pm a Lock Alert was sent and the MBS Tracker jumped from -6 to -20. I went ahead and locked my deal and within 1 hour I had 4 investor re-prices for the worse. I ended up $357 to the good on the very 1st day with just 1 deal. That proved to be a great return on my investment." -- Frank Ruzicka from Conerstone Mortgage Inc.(1/13/2010)"I’ve been enjoying the e-mail notifications, but never took the time to go to the website. I tend to get embroiled in loans and put off things I know I "should do". I have been going to the website throughout the day this week and have saved money for my borrowers and myself. It’s much more proactive than waiting and wondering if I will get an e-mail to see what the market is doing. " -- Jamie O’Neal from CA(10/22/2009)"For over a decade, with the help of Dave Shirmeyer, I have been better informed on a timely basis, than with any other market commentary I have subscribed to...I know them to have been a reliable and consistent benchmark for decision-making, which in itself is worth more than the subscription price." -- Scott F. from Green Bay, WI(10/4/2009)"I couldn't survive without Rate Alert!" -- Hary M. from St Louis, MO(1/14/2010)"I recently switched from a more expensive rate alert service. Your new site is awesome! I now have the confidence to know when to lock my loans via text, e-mail or online and so much more, all at much better price. And the new MBS Tracker rocks! I love the trend lines and the levels of support. Outstanding!" -- Ray Blindauer, CA(10/5/2009)"Today was my first day using Rate Alert and it has already paid off! I was floating a $175,000 deal from last evening. The market opened strong and the recommendation was to float until 1:00pm. At 12:34pm a Lock Alert was sent and the MBS Tracker jumped from -6 to -20. I went ahead and locked my deal and within 1 hour I had 4 investor re-prices for the worse. I ended up $357 to the good on the very 1st day with just 1 deal. That proved to be a great return on my investment." -- Frank Ruzicka from Conerstone Mortgage Inc.(1/13/2010)"I’ve been enjoying the e-mail notifications, but never took the time to go to the website. I tend to get embroiled in loans and put off things I know I "should do". I have been going to the website throughout the day this week and have saved money for my borrowers and myself. It’s much more proactive than waiting and wondering if I will get an e-mail to see what the market is doing. " -- Jamie O’Neal from CA(10/22/2009)"For over a decade, with the help of Dave Shirmeyer, I have been better informed on a timely basis, than with any other market commentary I have subscribed to...I know them to have been a reliable and consistent benchmark for decision-making, which in itself is worth more than the subscription price." -- Scott F. from Green Bay, WI(10/4/2009)"I couldn't survive without Rate Alert!" -- Hary M. from St Louis, MO(1/14/2010)"I recently switched from a more expensive rate alert service. Your new site is awesome! I now have the confidence to know when to lock my loans via text, e-mail or online and so much more, all at much better price. And the new MBS Tracker rocks! I love the trend lines and the levels of support. Outstanding!" -- Ray Blindauer, CA(10/5/2009)"Today was my first day using Rate Alert and it has already paid off! I was floating a $175,000 deal from last evening. The market opened strong and the recommendation was to float until 1:00pm. At 12:34pm a Lock Alert was sent and the MBS Tracker jumped from -6 to -20. I went ahead and locked my deal and within 1 hour I had 4 investor re-prices for the worse. I ended up $357 to the good on the very 1st day with just 1 deal. That proved to be a great return on my investment." -- Frank Ruzicka from Conerstone Mortgage Inc.(1/13/2010)"I’ve been enjoying the e-mail notifications, but never took the time to go to the website. I tend to get embroiled in loans and put off things I know I "should do". I have been going to the website throughout the day this week and have saved money for my borrowers and myself. It’s much more proactive than waiting and wondering if I will get an e-mail to see what the market is doing. " -- Jamie O’Neal from CA(10/22/2009)"For over a decade, with the help of Dave Shirmeyer, I have been better informed on a timely basis, than with any other market commentary I have subscribed to...I know them to have been a reliable and consistent benchmark for decision-making, which in itself is worth more than the subscription price." -- Scott F. from Green Bay, WI(10/4/2009)
Market Snapshot  Free, Basic, and Executive Membership


Daily Rate Commentary

Market Snapshot gives Originators a basic idea of high impact events that might affect rates on any given business day. Not geared toward pipeline management or rate protection, the Market Snapshot is not as in-depth as our Daily Lock Advice. The Market Snapshot puts an originator on guard for things that might affect lender pricing. Thousands of Rate Alert Basic members use Market Snapshot to begin their day with this competitive advantage. PRIVATE BRANDING AND AUTO SENDING AVAILAVLE! Executive Members can privately brand and automatically send the Market Snapshot via the "Market Shot" feature included in their membership. Just import, add or edit contacts in your Market Shot Controller and it will be sent every trading day; customized with your company logo and specific details.


What our members say:
"We find the Shirmeyer e-Daily Rate Market Report to be a most important source of information for our company. It is timely, precise, and gives us a market advantage in determining our loan positions. As well, it provides a good daily commentary for keeping us with the 'larger economic picture'. It is also a great value for the money!"
Tom H.
The Mortgage Network
Indianapolis, IN
"I used to spend an hour or so reviewing the market activity and news on several different websites to try to ascertain which way the market was moving and what forces were driving the market. Now you do it all for me! I recouped the cost of the report within the first month - I would have locked a loan but waited one day based on your analysis, and gained .375% of a point! Yours is a great service, which I would recommend to all serious loan officers."
Linda S.
Perimeter Mtg.
Atlanta, GA